Invoice creation
Issue bank-transfer invoices from the merchant desk with amount, currency, payer details, and a structured INV reference.
Business
Get paid in fiat.Settle in crypto — automatically.
Merchant invoicing for business accounts: create an invoice, share a pay link, and optionally auto-convert cleared fiat into USDC the moment payment settles.
Merchant desk
Invoice → pay link → USDC
01
Create invoice
Amount, currency, payer, and settlement mode — keep fiat or auto-convert to USDC.
02
Share pay link
Issue a public tokenized link. Your client pays by bank transfer with a structured INV reference.
03
Auto-settle to crypto
When fiat clears, DB PAY reconciles and can convert automatically into your USDC wallet.
Issued invoice
INV-1048
€4,200.00
SettlementAUTO → USDC
Public pay link
/pay/invoice/8f3a…c21
Payer bank transferCleared
FX + conversion fee0.30%
Credited wallet4,187.40 USDC
Merchant toolkit
Built for how businesses actually get paid
Three moves cover the loop — create, collect, settle — with ledger evidence on every step.
Pay by link
Share a public tokenized pay page. Clients pay without logging into your account — you get a trackable payment intent.
Auto fiat → crypto
Choose Auto-convert to USDC at issue time. When inbound fiat clears, DB PAY reconciles and settles to your USDC wallet.
Reconciliation built in
Receipt matching, ledger journals, optional conversion fee, and settlement status — so ops and finance stay aligned.
Auto-convert
Fiat received. USDC credited.
Set settlement to Auto-convert when you issue. After the payer’s bank transfer clears against your INV reference, conversion runs into your USDC wallet with fees shown in the ledger.
- Keep fiat or auto-convert to USDC per invoice
- Structured payment reference for reliable matching
- Dual-currency journal when conversion settles
- Transparent conversion fee on the company fee schedule
Settlement path
- 1
Inbound fiat
Bank transfer lands on merchant IBAN / VA
- 2
Reconcile
PaymentReceipt matched to INV-{invoiceNo}
- 3
Convert
Quoted FX path · fee to company pool
- 4
Credit
USDC wallet updated · invoice SETTLED
Also for business
More than invoices
Business accounts unlock the rest of the operating layer when your volumes grow.
Higher limits & SWIFT
Corporate corridors with priority support
Maker-checker
Dual control on high-value movements
OTC & P2P desks
Institutional tickets and marketplace rails
Business use is covered by our Business Terms.
Ready to invoice like a treasury team?
Open a business account, enable merchant invoicing, and start collecting with pay links — settle to fiat or USDC.