Secure escrow protection
Crypto and fiat both lock into escrow before a trade is marked Secure — neither side can vanish mid-deal.
P2P Exchange
Buy & sell cryptopeer to peer — securely.
Trade against verified merchants with escrow protection, in-app chat, and instant settlement from balances you already hold in DB PAY.
BuySell
USDCEURAED
AlNoor Desk
1,240 orders · 99.8% completion · 15 min
$0.998
Available 42,500 USDC
Limit 100 – 10,000 EUR
DB PAY wallet
Gulf Liquidity
860 orders · 100% completion · 15 min
$0.997
Available 18,200 USDC
Limit 250 – 25,000 AED
Internal ledger
NorthBridge
512 orders · 99.4% completion · 15 min
$1.001
Available 9,800 USDT
Limit 50 – 5,000 USD
DB PAY wallet
Why DB PAY P2P
All the benefits — built for secure local settlement
The marketplace experience people know from leading P2P platforms, with custodial escrow and compliance designed for regulated money motion.
Instant internal settlement
No “I already paid outside” risk. Both wallets live on DB PAY, so completion is a double-entry ledger transfer.
Verified merchants only
Marketplace listings come from approved merchants. Counterparties must be ACTIVE and VERIFIED to trade.
Competitive peer pricing
Browse live ads and pick the rate that works for you — the same offer-driven model users expect from P2P leaders.
Trade chat built in
Coordinate every order in-thread. Context stays attached to the trade, not scattered across apps.
15-minute trade window
Each trade expires on a clear timer. If it times out, escrow is released automatically by the sweeper.
Dispute resolution
Stuck or contested trades escalate to the ops desk. Force-settle and refund controls are permissioned.
AML & risk gates
Compliance checks run before money moves. High-risk or oversized notionals can go to compliance hold.
Daily & per-trade limits
Fiat caps protect users and the platform — transparent controls instead of opaque free-for-alls.
Become a merchant
Apply to publish BUY/SELL ads, pre-fund inventory from your wallet, and earn as liquidity for the marketplace.
How it works
Three steps to a completed trade
Open an ad, lock escrow, settle on the ledger — with AML gates at every money movement.
01
Choose Buy or Sell
Filter by asset and fiat corridor, then open an offer from an approved merchant.
02
Escrow locks both sides
Inventory and taker balances move into P2P escrow. The deal only shows Secure once both legs are locked.
03
Settle on the ledger
When risk allows, crypto and fiat transfer instantly between wallets. Chat and history stay with the trade.
Marketplace
Find the best offer. Trade with confidence.
Scan merchant ads by price, limits, and completion profile — then buy or sell into escrow-backed settlement.
- BUY and SELL ads with pre-funded inventory
- Order history and open trades in Client Zone
- Compliance hold path for elevated risk
- CRM dispute & stuck-escrow controls for ops
Compared with casual OTC
Escrow both legsYes — crypto + fiat locked
External bank proof dramaNone — internal wallets only
Merchant vettingApproved merchants only
Trade timer15 minutes with auto-release
Support pathChat + CRM dispute desk
Ready to trade P2P on DB PAY?
Open your Client Zone, complete verification, and browse live peer offers with escrow protection.